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18 Passive Income Ideas for 2020: Which Is Right for You?

There are many different income streams to choose from, especially when it comes to earning money without having to lift a finger. Who knew you could potentially make supplemental income while you sleep? Passive income is the most common solution to do just that. Even though it sounds too good to be true, there are many ways to create passive income...

What is the Maximum 401k Contribution Limit for 2020?

Contributing to a 401k plan can be a great way to build a foundation for your financial future. For many individuals, putting pre-taxed dollars toward their eventual retirement while simultaneously earning extra interest sounds like a deal to jump on—and for lots of people, it is! But before you start stowing away all of your extra cash, it’s important...

5 Ways to Look for a New Job

The current coronavirus pandemic has caused a large upheaval across many different areas. In addition to the changes COVID-19 has made in the areas of health and safety (masks, social distancing and quarantines), it has also caused major changes to the economy across all walks to life. The United States has experienced record levels of unemployment,...

Should You Refinance Your Mortgage While Rates Are Low?

The mortgage industry (and interest rates) have a somewhat complicated relationship with the rest of the overall economy. Generally speaking, when the economy is doing very well, the Federal Reserve will start raising interest rates. This can help to try and ward off inflation which is not great for the economy. Conversely, when overall economic conditions...

How to Increase Your Credit Limit

Credit allows you to borrow money that you can pay back at a later date. Your credit limit is the amount of money that credit cards will allow you to borrow before you get declined or charged for going over that limit. Being able to raise your credit limit is a sign that typically means you have a good credit score from proving your reliability with...

The Workplace of the Future: How to Prepare and Preserve Your Career

Workplaces have always evolved with technology, trends, and research. The changing environment of our global economy and advances in technology mean organizations have to adapt to stay competitive. This also means employees should keep their eyes forward and focus on the skills that will keep them employed and open new career opportunities.  Looking...

Financing Home Improvement Projects During Coronavirus

Many of us are home much more than usual these days, and you may be thinking about ways to improve your home — whether it’s expanding your new home office, upgrading your air conditioning, or putting in a new swimming pool for the summer. It’s easy to dream about those fun new projects, but figuring out how to pay for them can be a challenge. It’s...

Mortgage Forbearance: Understanding the Basics

When your budget is tight due to a financial setback, figuring out how to handle expenses is overwhelming. Thankfully, there are options like mortgage forbearance to ease the financial burden resulting from crises like the COVID-19 pandemic. Mortgage forbearance is when your mortgage servicer or lender allows you to pause or reduce your payments for...

9 Nudge Theory Examples to Reach Your Life, Career, and Savings Goals

Nudge theory is the concept that you can trick yourself into changing your habits through positive reinforcement and gentle suggestions. Rather than restricting your behaviors, you limit your exposure to bad influences or temptations, and overexpose yourself to positive ones. Basically, you trick your mind into doing something you may not have done...

Coronavirus Fraud: Trending Financial Scams to Avoid

As concern around COVID-19 has grown, scammers have been quick to take advantage of the uncertainty and limited information surrounding the situation. As a result, they’ve been able to generate a number of coronavirus frauds targeting vulnerable populations around the world.  From January through June 22, 2020, the Federal Trade Commission (FTC) received...

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