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How to Sell Your Leased Car for Profit

With used vehicles sales soaring 15% in the last quarter, your leased vehicle could be worth more on the open market than the cost of buying it out. With some finesse, you could pocket the difference and make some money. Here’s what you need to know.Read more...

Should You Use a 'Dark Web Scan' to Protect Your Identity?

Identity theft is such a growing problem that it’s become almost routine—Marriott, MyFitness Pal, LinkedIn, Zynga, and even Equifax (of all places) have had high-profile online data breaches in recent years, affecting hundreds of millions of people. To help combat this problem, Experian and other companies are…Read more...

Can You Escape Your Student Debt by Leaving the Country?

With the student loan debt crisis only getting worse, many borrowers might be be tempted to leave the country and live debt-free. Can it work? Yes. Is it a good idea? Not if you ever want to return to the US later in your life. Read more...

Are the New Chase Sapphire Grocery Rewards Worth It?

Chase Sapphire credit cards have pivoted from travel to groceries in their latest Ultimate Rewards update, which makes sense as travel has ground to a halt and grocery spending is up 17% during the pandemic. The points you can earn for the new bonus grocery category is pretty good value—though not the best on the…Read more...

How Transgender Customers Can Use Their Chosen Name on Their Credit Cards

Citi is now offering True Name credit and debit cards which are created for transgender and nonbinary people, allowing them to use their chosen name instead of their legal names. With a second major bank now backing the True Name program, more customers can now use this feature.Read more...

You Can Still Get a Stimulus Check If You're a Low-Income Earner

If you have yet to receive your coronavirus stimulus check, there may still be time. The IRS has extended the deadline to apply for one until Nov. 21 for “non-filers”—typically low-income earners or those with prolonged unemployment below the income threshold required to file a tax return. According to the IRS,…Read more...

Can You Be Denied Life Insurance for Smoking Pot?

It’s easy to get confused about whether you should disclose cannabis use to a life insurer. Possessing cannabis—a schedule 1 drug—is a federal offense, and yet it’s legal in many states. Will your insurer tattle on you to the government for using it? Will your insurance get denied?Read more...

Can You Deduct Gambling Losses From Your Taxes?

The IRS views winnings from gambling as taxable income, but did you know that you’re allowed to deduct gambling losses, too? While losing money at a casino or the racetrack does not by itself relieve your tax burden, it can reduce taxes owed for your other winnings, ultimately saving you money.Read more...

The Basics of FIRE: Financial Independence and Early Retirement

Financial independence? Sounds great! Retiring early? Sign me up. The FIRE movement (financial independence, retire early) embraces the concept of saving most of your income in your 20s or 30s so you can retire in your 30s or 40s, but this elusive goal requires a good, stable income and an extreme dedication to saving.Read more...

How to Sell Your Car Safely

It’s a good time to sell your car. As the pandemic stretches on, a combination of a weaker economy, a lack of new cars from auto plants, and diminished use of public transportation has led to a boom in used car sales. But what do you need to do to ensure the sale is conducted safely?Read more...

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