Consumer credit tumbles to lowest annual rate since figures began, Bank of England says

Households repaid £499m in credit card debt in October

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Here’s how to help bricks and mortar retailers as they prepare to reopen

The sector’s hurting. It’s time to remove the business rate holiday from the supermarkets while extending it for the twice locked down ‘non-essential’ stores, James Moore writes

14h

‘It makes everyone into a better designer’: Guy Kawasaki on the enormous potential of Canva

After learning under Steve Jobs at Apple, Guy Kawasaki has become the ‘chief evangelist’ at Canva, the online design company making creation a whole lot easier, writes Andy Martin

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Philip Green’s struggling empire could be bought out by Mike Ashley

Some 13,000 jobs are at risk in Sir Philip’s Arcadia kingdom

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Christmas trains: all off-peak, says Avanti, as festive travel tsar gets to work

The complex rail scheduling system together with train crew rosters will make it difficult to run ‘relief’ services

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Supermarket bosses should look in the mirror and ask: am I proud of what I’m doing?

Not only were they allowed to stay open during the pandemic, when independents had to close and businesses went bust, but the big supermarkets also benefitted from the business rates holiday, writes Chris Blackhurst

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Here’s what Brexit will mean for your house prices and mortgages

Analysis: Economists tell us Brexit will have a substantial economic impact on our lives. But how would ordinary people experience them? Ben Chu looks at the possible impact on house prices and mortgages.

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Here’s what Brexit will mean for your wages, benefits and taxes

Analysis: Economists tell us Brexit will have a substantial economic impact on our lives. But how would ordinary people experience them? Ben Chu looks at the possible impact on wages, benefits and taxes.

2d

Brexit: How travel to the European Union from 2021 will change

Everything you need to know from passports to border control

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Sir Philip Green’s Arcadia on brink of collapse, putting 13,000 jobs at risk

Owner of Topshop, Burton and Dorothy Perkins on brink of administration

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