Ripple

Ripple is the open-source payments protocol for free and instant exchange of any form of money or value.

Latest articles

Interoperability Will Determine CBDC Winners and Losers

As Congress debates the potential of a second coronavirus stimulus bill, 9 million Americans are still waiting for their first $1,200 payment check to arrive in the mail. The inability of our existing financial infrastructure to respond quickly and effectively to an emergency like COVID-19 has prompted fresh debate about how innovations like digital...

Mojaloop: Creating a More Financially Inclusive Future

Ripple’s founding vision is to enable the world to move value like information does today—a concept we refer to as the Internet of Value (IoV). This vision remains essential to Ripple’s foundation and contributes to its driving motivation to create greater economic opportunity for all.  Creating economic fairness and opportunity for the unbanked...

The World Economic Forum’s Sheila Warren Keynotes Ripple Swell Global 2020

Today, the blockchain and digital currency industry is at an inflection point, similar to that of the internet boom of the 1990’s. Not unlike the internet’s historic impact, these technologies have the capacity to engender greater financial inclusion and economic opportunity. Will global policy makers provide thoughtful regulation that both fosters...

The Role of Blockchain and Digital Assets in Cross-Border Payments

In our last discussion we showed how the fragmented landscape of cross-border payments is being redefined by the power of ISO standardization, and the fresh technology approach of RippleNet.  Today, cross-border payments are on the cusp of transformation. Blockchain technology and digital assets like XRP can create a more frictionless cross-border...

Why Real-Time Cross-Border Payments Are Poised To Breakthrough

If the COVID-19 pandemic has taught us one thing about payments, it’s that speed, reliability and on-demand access to money is critically important in a world powered by digital interaction. Our world may be forever changed, but with that change comes the potential to optimize better ways of doing day-to-day life tasks—payments included. Given...

Why Unifying Payments Infrastructure Will Boost Financial Inclusion

The latest episode of Block Stars is the conclusion of current Ripple CTO David Schwartz’s two-part conversation with former Ripple CTO, Stefan Thomas. Stefan is now the founder and CEO of Coil, a Web Monetization service that streams payments to publishers and creators based on the amount of time Coil members around the world spend enjoying their content.  ...

UBRI Expands To New Global Markets With More Than 35 University Partners

The blockchain industry is making significant strides in terms of innovation and technological advancements. Much of this progress can be attributed to academia helping to drive the industry forward by turning its attention toward new curriculum, research and technical problem solving, knowledge sharing and convening.  By partnering with universities...

How Does DLT Engender Greater Financial Inclusion?

Distributed ledger technology (DLT) will have an incredible impact on financial services and engender greater financial inclusion and, therefore, economic growth, especially in emerging economies. That’s the opinion of Adrienne Harris, whose interest in the world of blockchain and digital assets began during her time as a Senior Advisor in the...

Ensuring That Our Digital Future Is a Sustainable One

The economic shutdown carries with it some surprising—and welcome—reverberations beyond just the stock market. Case in point: the resulting environmental impact.  The world is bearing witness to massive reductions across nearly every energy sector imaginable. At the height of the pandemic-induced economic shutdown, countries under full lockdown...

How Bitcoin’s Limitations Inspired the XRP Ledger

The latest episode of Block Stars is the first of a two-part conversation between current Ripple CTO, David Schwartz and former Ripple CTO and current CEO of Coil, Stefan Thomas. David and Stefan first met at Ripple after Stefan was hired based on his previous work bringing Bitcoin to web browsers. “My claim to fame was to be the browser crypto...

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