Ripple

Ripple is the open-source payments protocol for free and instant exchange of any form of money or value.

Latest articles

CBDCs and Interoperability: Bridging the Gap in Innovation

Central Banks will play a critical role in the new, modern global financial infrastructure that blockchain technologies will undoubtedly underpin. Central Bank digital currencies (CBDCs) are an important development for Central Banks, allowing for the continuation of sovereign monetary policy in a digital asset world—to the benefit of billions of people...

How Do Derivatives Drive New Entrants Into the Crypto Market?

Ten months into the pandemic and COVID-19 continues to negatively impact global markets. However, trading of crypto derivatives is on the rise. The crypto market is maturing as applications of real-world solutions and new financial products drive global adoption. Meanwhile, the volume of trading is surging as traders view crypto as one of the better...

How UPenn Uses Blockchain To Incentivize Sustainable Energy Use

Like many colleges across the country, The University of Pennsylvania (UPenn) currently has few students on campus due to the impact of COVID-19. Assistant Professor of Architecture, Dorit Aviv is taking advantage of all those empty dorm rooms to establish an innovative sustainability project based on Internet of Things (IoT) and blockchain technology....

Examining the Regulatory Outlook for Digital Assets

Watch the full session from Ripple Swell Global 2020 today. More than 10 years has passed since the launch of Bitcoin, but the cryptocurrency industry remains largely the preserve of blockchain enthusiasts and fintech startups. The reason why mainstream financial institutions have yet to fully embrace the potential of digital assets is clear...

The Ripple Drop: Developing the XRP Ledger and the Future of Crypto Regulation in the US

The latest episode of The Ripple Drop looks ahead to the future development of the XRP Ledger and how US crypto regulation needs to evolve to help tech innovators. Changing the Face of Global Payments Vidya Mani accepted the role of Ripple’s new VP of Engineering because she believes the company has a compelling opportunity to provide...

OCC’s Embrace of Digital Assets and Banks Opportunity to Integrate

The Office of the Comptroller of Currency’s (OCC) letter from July 2020 gives the green light to financial institutions to confidently develop their capabilities for handling digital assets and their associated applications. Treading carefully when implementing progressive technologies, banks require methods with a track record of legal and regulatory...

Q3 2020 XRP Markets Report

Ripple publishes the quarterly XRP Markets Report to voluntarily provide transparency and regular updates on the company’s views on the state of the XRP market, including quarterly sales updates, relevant XRP-related announcements and commentary on previous quarter market developments.  As an XRP holder, Ripple believes proactive communication...

How the U.S. and EU Central Banks View the Future of CBDCs

Watch the full session from Ripple Swell Global 2020 today. With China set to launch the world’s first Central Bank Digital Currency (CBDC) by the end of the year, pressure is mounting on the world’s other major central banks to join the digital revolution. When discussing the topic at Swell 2020, both David Mills from the Federal Reserve...

Beyond Proof of Work: the XRPL Consensus Solution

With the digital currency revolution continuing to gather pace, the debate between advocates of proof-of-work and newer agreement algorithms rages on. Beyond the rhetoric, the evolution of the consensus approach continues to make steady progress that, due to design limitations, transactionally-focused proof-of-work networks find it difficult to match....

Creating a More Inclusive Financial System With Crypto

In the latest episode of Block Stars, Ripple CTO David Schwartz talks to Daniel Vogel, CEO and Co-Founder of Mexico’s leading crypto exchange, Bitso. Mexico’s economic uncertainty and volatile currency means that many Mexicans use US dollars to protect their assets. This is extremely difficult for the one-third of the country’s 125 million people...

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