Ripple’s Women in Blockchain: Shae Wang on Bringing Data Science to Blockchain

As a relatively new technology, most people have a lot to learn about blockchain. But not everyone is happy to admit that they don’t know or understand how it works. Shae Wang is not one of those people. With her background in statistics and engineering, Shae had spent a number of years in data science roles at more traditional tech companies....

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Ripple Pilots a Private Ledger for Central Banks Launching CBDCs

Ripple is piloting a private version of the public, open-source XRP Ledger that provides Central Banks a secure, controlled and flexible solution for the issuance and management of digital currencies. With over 80% of Central Banks actively exploring some form of sovereign-backed cryptocurrency, new Central Bank Digital Currencies (CBDC) are...

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Setting the Stage for Digital Global Payments

In the evolution of digital payments, it’s clear that financial institutions and payment providers will continue to adopt blockchain technology to drive real-time, cross-border payments growth. This digital ledger infrastructure, which integrates with bank accounts, digital wallets and even cash payout channels will become the engine to provide the...

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Black at Ripple’s Safiya Walker on the Importance of Inclusion and Always Showing Up

“The most important lesson I learned was the power of showing up.” Safiya Walker reflects on her time running track at Brown University and the sense of responsibility she felt toward her teammates, coaches and the family, friends and fellow students who supported her throughout her athletic journey. “Even if you’ve been up all night studying...

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LuLu Exchange and Federal Bank Enhance Cross-Border Payments Experience into India with RippleNet

At 3.5 million people, the United Arab Emirates is home to the largest population of Indian migrants globally, making the UAE the top source of remittances for India. Recognizing a need to enhance the cross-border payments experience in one of the biggest remittance corridors in the world, LuLu Exchange, a leading Abu Dhabi-based financial services...

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Fostering Financial Inclusion via Real-Time Digital Payments

The number of unbanked and underbanked United States consumers is staggeringly high and will continue to rise as a result of the COVID-19 pandemic. Without full and fair access to basic financial services many of us take for granted, as much as 25% of the adult, bankable population in the United States spends a disproportionate amount of their income...

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Q4 2020 XRP Markets Report

Ripple publishes the quarterly XRP Markets Report to voluntarily provide transparency and regular updates on the company’s views on the state of the XRP market, including quarterly sales updates, relevant XRP-related announcements and commentary on previous quarter market developments.  As an XRP holder, Ripple believes proactive communication...

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RippleNet Is Now SOC 2 Certified

In May 2020, McKinsey identified that both consumer and enterprise digital adoption had matured five years, in a matter of eight weeks. For financial institutions, digital technologies — including cloud-based models — offer the flexibility and scalability required to meet the demands of a more digitally advanced society. Throughout this accelerated...

Feb 2021

Creating a More Inclusive and Equitable Workplace

Creating meaningful change starts within our own company. That’s why we are evaluating and improving the ways we attract, hire, retain and create equity for our employees with diverse backgrounds and lived experiences. First, we are focused more intentionally on creating a culture of inclusion and belonging for everyone: Our newly created...

Feb 2021

SEC Update — Preliminary Ripple Response

Here’s the note I sent to Ripple employees today regarding Ripple’s preliminary legal response to the SEC’s complaint. Hi Ripple team, Since the SEC filed its complaint at the end of December, its side of the story has been the only one shared publicly. Our initial response was finally filed today. The “Answer” is a legal document (filed...

Jan 2021