The Simple Dollar

Financial talk for the rest of us

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Here’s How to Bundle and Save on Your Insurance

If you have home and auto insurance, you may save money by bundling your policies. Most companies offer bundles that can save you an average of 10-25% on each policy. That’s nothing to sneeze at since AAA estimates that the average cost of car insurance is about $1,202 annually, and some people pay much more […] The post Here’s How to Bundle and Save...

Here’s What Homeowners Insurance Doesn’t Cover

Homeowners insurance may seem like an extra expense added to your mortgage each month, but you’re stuck with it since lenders make it a requirement. And with the average cost at $1,211, or about $100 a month, you may think everything in your home is covered. Unfortunately, this isn’t true. There is a range of […] The post Here’s What Homeowners Insurance...

What You Need to Know Before Exiting Mortgage Forbearance

Millions of people are struggling with their mortgage payments. It’s true that the total number of loans in forbearance did decrease in December to 5.48%, but that doesn’t mean that people are out of the woods yet. According to the MBA, there are 2.7 million people in active forbearance, who will soon reach their six-month […] The post What You Need...

Is 65 Still a Good Retirement Age?

For almost a century, 65 has been seen as the age at which people retire in America. This is largely due to the original Social Security Act of 1935, which set the minimum age for full retirement benefits at 65, and since then, 65 has seemed like the magic number for retirement. Does that age […] The post Is 65 Still a Good Retirement Age? appeared...

Does My Homeowners Insurance Go up After a Claim?

All that recent snowfall might have been beautiful in the moment, but it might be taking a toll on your home’s roof. If the weight of snow and ice has caused your roof to collapse, forcing you to file a claim with your homeowners insurance provider, you’re not alone. According to the Insurance Information Institute, […] The post Does My Homeowners...

How To Budget For a Home: An Interactive Workbook for Teens

It’s especially important for educators to work with children on their financial literacy because a whopping 69% of parents admit that discussing finances with their children makes them uncomfortable. However, kids want to learn, with over 50% citing money management as the high-school course that would benefit them most. However, young minds are also...

The Best Renters Insurance in Chicago, Illinois

The best renters insurance companies in Chicago, Illinois Best for Low Premiums: Lemonade Best Customer Service: State Farm Best for Add-On Coverage Options: Nationwide Best for Local Agent Network: Erie Insurance Best Coverage for High-Value Items: Country Financial Choosing your provider  When choosing the best renters insurance in Chicago, it’s best...

What Is Renters Insurance?

Learning everything from what renters insurance covers to how to get renters insurance is key to securing your possessions and lowering the risks of loss. The post What Is Renters Insurance? appeared first on The Simple Dollar.

The Best Social Media Finance Accounts of 2021

Delivering personal finance solutions and advice since 2006, The Simple Dollar is back with our annual awards for 2021. Here are our top picks for the best finance accounts and influencers to follow on social media. TikTok  @humphreytalks, Humphrey Yang Humphrey Yang has one of the most popular finance TikTok accounts. He breaks down complex […] The...

Should I Make Principal-Only Payments on My Personal Loan?

Let’s cut to the chase: making extra payments each month on a personal loan can dramatically lower the amount of interest you pay over time. The main reason for this is because interest is based on principal — a lower principal amount means less interest, and you save money. For this reason, principal-only payments should […] The post Should I Make...

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