The Best Car Insurance Companies in Florida

Florida has some of the highest car insurance rates in the nation due to factors like its weather, its no-fault insurance law and the high rate of uninsured drivers. In fact, the Insurance Information Institute reports that Florida had the sixth highest in uninsured drivers in 2019 at 20.4%, the year with the most recent […] The post The Best Car...

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Got That New Job? 6 Financial Steps to Take Immediately

You’ve got a new job. Maybe it’s your first real job after graduation. Maybe it’s a significant step up from your old job. Maybe you’ve just returned to the workplace after a break. Whatever it is, you passed the interview and signed on the dotted line, and now you’re a fresh new employee. This is […] The post Got That New Job? 6 Financial Steps to...

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10 Money Books for Children and Teens

Reading is one of the most valuable skills children learn. Not only does reading enable us to navigate the modern world, it provides an endless source of learning and entertainment. I am incredibly thankful that all of my children are avid readers who love nothing more than to have a fresh new book in their […] The post 10 Money Books for Children...

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How To Start Your Financial Life Midlife

For some, the realization that financial responsibility is important doesn’t kick in until midlife. You wake up one day, realize you’re in your 40s, and you have no idea where you’re going. It’s time to get started. For others, a midlife calamity can completely reset the financial game. Issues like divorce, a career failure, a […] The post How To...

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How To Save for Retirement on a Small Income

If there’s one personal finance tactic that almost everyone agrees on, it’s the value of saving for retirement, or at least saving for your second act. There will come a point where you will no longer want to or will no longer be able to do the work that you’re currently doing and switching to […] The post How To Save for Retirement on a Small Income...

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Which Retirement Plan Is Right for Me?

At some point, most of us realize that we need to start saving for retirement. For some, it comes from seeing the struggle of a parent or a grandparent trying to make ends meet on Social Security alone. For others, it comes from a vision of a great retirement, or even retiring early. In any […] The post Which Retirement Plan Is Right for Me? appeared...

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How To Cut Back on Spending (Without Feeling Miserable)

I’m a passionate reader, and independent bookstores attract me like a bee to a flower. If I happen to see one, I’m sorely tempted to stop in, wander around, check out the staff recommendations and often walk out the door with two or three books under my arm. Here’s the problem: Between the many books […] The post How To Cut Back on Spending (Without...

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Using Scorekeeping To Build Financial Success

Frugal living often has a nice “honeymoon.” People dive in deep, find lots of ways to spend less money, and revel in the amount left in their checking account at the end of the month. The problem, of course, is that such behavior is often unsustainable. After another month or two, many of the new […] The post Using Scorekeeping To Build Financial...

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6 Steps To Avoid Identity Theft Without a Service

There were almost 1.4 million cases of identity theft in the United States in 2020, with people using stolen identities to sign up for credit cards, collect fraudulent unemployment benefits and countless other scams. Cleaning up from identity theft can be a real pain and can drag on for years. Identity theft protection is an […] The post 6 Steps To...

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Get Maximum Value out of a ‘Thrift Shop Day’

Shopping at a thrift store for something you’re specifically looking for is a great frugal strategy. It’s a way to save quite a bit of money on things like clothing, small kitchen appliances, dishes, furniture, hobby items, and other odds and ends. One of the best ways to turn frugality into even more of a […] The post Get Maximum Value out of a ‘Thrift...

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